{"id":117825,"date":"2023-09-06T17:00:34","date_gmt":"2023-09-06T11:30:34","guid":{"rendered":"https:\/\/legalwindow.in\/?p=117825"},"modified":"2023-09-11T17:09:41","modified_gmt":"2023-09-11T11:39:41","slug":"pmay-eligibility-requirements","status":"publish","type":"post","link":"https:\/\/www.legalwindow.in\/blog\/pmay-eligibility-requirements\/","title":{"rendered":"How to Apply for a Home Loan under Pradhan Mantri Awas Yojana?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-117830 size-full\" title=\"PMAY Eligibility Requirements\" src=\"https:\/\/legalwindow.in\/wp-content\/uploads\/How-to-Pre-Validate-Your-Bank-Account-for-Claiming-Tax-Refund-in-India-15-1.png\" alt=\"How to Apply for a Home Loan under Pradhan Mantri Awas Yojana?\" width=\"1200\" height=\"630\" srcset=\"https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/How-to-Pre-Validate-Your-Bank-Account-for-Claiming-Tax-Refund-in-India-15-1.png 1200w, https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/How-to-Pre-Validate-Your-Bank-Account-for-Claiming-Tax-Refund-in-India-15-1-600x315.png 600w, https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/How-to-Pre-Validate-Your-Bank-Account-for-Claiming-Tax-Refund-in-India-15-1-300x158.png 300w, https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/How-to-Pre-Validate-Your-Bank-Account-for-Claiming-Tax-Refund-in-India-15-1-1024x538.png 1024w, https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/How-to-Pre-Validate-Your-Bank-Account-for-Claiming-Tax-Refund-in-India-15-1-768x403.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Home ownership is the ultimate dream for most individuals. It not only provides stability but also helps in building generational wealth. But with high property prices and rising interest rates, taking a home loan can be daunting. PMAY Eligibility Requirements Fortunately, the Pradhan Mantri Awas Yojana (PMAY) is here to help! This scheme allows you to avail a home loan with lower interest rates, relaxed eligibility criteria, and other benefits. This article will take you through the step-by-step process of <\/span><b>how to apply for the Pradhan Mantri Awas Yojana<\/b><span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/pmaymis.gov.in\/\"><span style=\"font-weight: 400;\">PMAY<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><span style=\"font-weight: 400;\">. Get ready to own your perfect home with this unique opportunity!<\/span><\/p>\n<table style=\"width: 100%;\">\n<tbody>\n<tr>\n<td style=\"border: 1px solid #555;\"><b>Table of Contents<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#things\"><span style=\"font-weight: 400;\">Things to Keep in Mind Before Taking to a Home Loan Under PMAY (Pradhan Mantri Awas Yojana)<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#pmay\"><span style=\"font-weight: 400;\">PMAY Eligibility Requirements<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#how\"><span style=\"font-weight: 400;\">How to Apply for the PMAY Interest Subsidy?<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#clss\"><span style=\"font-weight: 400;\">PMAY &#8211; CLSS Scheme Details<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"#up\"><span style=\"font-weight: 400;\">Winding Up Note<\/span><\/a><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"things\"><b>Things to Keep in Mind Before Taking to a Home Loan Under PMAY (Pradhan Mantri Awas Yojana)<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">A government program called the <\/span><a href=\"https:\/\/pmaymis.gov.in\/\"><span style=\"font-weight: 400;\">Pradhan Mantri Awas Yojna<\/span><\/a><span style=\"font-weight: 400;\"> (PMAY) &#8211; <\/span><a href=\"https:\/\/pmay-urban.gov.in\/credit-linked-subsidy-scheme\"><span style=\"font-weight: 400;\">Credit Linked Subsidy Scheme<\/span><\/a><span style=\"font-weight: 400;\"> (CLSS) was established with the following objectives:<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-117826 size-full\" title=\"PMAY Eligibility Requirements\" src=\"https:\/\/legalwindow.in\/wp-content\/uploads\/Screen-Shot-2023-09-08-at-2.20.36-PM.png\" alt=\"PMAY Eligibility Requirements\" width=\"607\" height=\"384\" srcset=\"https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/Screen-Shot-2023-09-08-at-2.20.36-PM.png 607w, https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/Screen-Shot-2023-09-08-at-2.20.36-PM-600x380.png 600w, https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/Screen-Shot-2023-09-08-at-2.20.36-PM-300x190.png 300w\" sizes=\"auto, (max-width: 607px) 100vw, 607px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The program offers subsidized home loan interest rates based on your household&#8217;s income. The advantage is available not just for purchasing new or used homes but also for building, enlarging, or upgrading already-existing kucha\/semi-pucca homes. You must first be eligible for the home loan subsidy before using it.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Pradhan Mantri Awas Yojana &#8211; Urban (PMAY &#8211; U) implementation duration has been extended by the Union Cabinet till December 31, 2024, except for the Credit Linked Subsidy Scheme (CLSS). For MIG I and II under PMAY U, the CLSS vertical was valid through March 31, 2021; for LIG\/<\/span><a href=\"https:\/\/services.india.gov.in\/service\/detail\/apply-online-for-economically-weaker-section-ews-certificate\"><span style=\"font-weight: 400;\">EWS<\/span><\/a><span style=\"font-weight: 400;\">, it was right through March 31, 2022. No new dwellings will be approved for construction during the extended period. However, under the BLC, AHP, and ISSR verticals of PMAY U, financial help will be given to complete 122.69 lakh dwellings, already sanctioned through March 31, 2022.<\/span><\/p>\n<h2 id=\"pmay\"><b>PMAY Eligibility Requirements<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">You must meet the following <\/span><b>Pradhan Mantri Awas Yojana eligibility<\/b><span style=\"font-weight: 400;\"> to get PMAY benefits:<\/span><\/p>\n<p><b>PMAY Basic Eligibility Requirements:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The program is for households with a husband, wife, and unmarried child(ren). Regardless of marital status, an adult family member who earns a living might be considered a distinct household under the MIG category.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The recipient family in India should own no pucca house in the name of any family member.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">When it comes to married couples, only one of the partners, or both of them together in joint ownership, will be qualified for a subsidy.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The recipient households weren&#8217;t supposed to receive benefits from any government housing program, including PMAY.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Borrowers of home loans who first qualified for the subsidy but later switched to a different lender for a balance transfer are ineligible to apply for the benefit again.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Families receiving benefits under the MIG income group are required to provide their Aadhaar numbers to receive the subsidy.<\/span><\/li>\n<\/ul>\n<p><b>PMAY Eligibility Requirements Based on Income:<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">EWS\/LIG 1.<\/span><\/li>\n<\/ol>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Eligible Family Income:<\/b><span style=\"font-weight: 400;\"> The eligible family&#8217;s annual household income must fall within the following ranges:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Up to Rs. 3 lahks for EWS<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">LIG &#8211; Between 3 lakh and 6 lakh rupees<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Woman Ownership: It is required to own a woman. The home, whether brand-new or already exists, should be held jointly with the wife (if married) or in the name of an adult female family member. The stipulation is not required when building a new home or extending or renovating an existing kuccha or semi-pucca house. A male household member may own the property only in their name if there is no adult female family member.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maximum Carpet Area: According to the program, a house&#8217;s carpeting cannot exceed 30 square meters for EWS and up to 60 square meters for LIG.<\/span><\/li>\n<\/ul>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/mohua.gov.in\/upload\/uploadfiles\/files\/02A_CLSS_MIG_leaflet_English.pdf\"><span style=\"font-weight: 400;\">MIG (I and II)<\/span><\/a><\/li>\n<\/ol>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Eligible Family Income:<\/b><span style=\"font-weight: 400;\"> The eligible family&#8217;s annual household income must fall within the following ranges:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Between Rs. 6 lahks and Rs. 12 lakhs for MIG-I<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">MIG-II: between 12 and 18 lakh rupees<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Woman Ownership:<\/b><span style=\"font-weight: 400;\"> Owning a woman is optional.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Carpet Area:<\/b><span style=\"font-weight: 400;\"> The MIG-I residence must have a carpet area of 160 square meters and two hundred square meters, MIG-II.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Those eligibilities should be required before <\/span><b>registering for Pradhan Mantri Awas Yojana.<\/b><\/p>\n<h2 id=\"how\"><b>How to apply for the PMAY Interest Subsidy?<\/b><\/h2>\n<p><a href=\"https:\/\/hudco.org.in\/\"><span style=\"font-weight: 400;\">Housing &amp; Urban Development Corporation<\/span><\/a><span style=\"font-weight: 400;\"> (HUDCO) and <\/span><a href=\"https:\/\/nhb.org.in\/about-us\/\"><span style=\"font-weight: 400;\">National Housing Bank<\/span><\/a><span style=\"font-weight: 400;\"> (NHB) are the primary nodal institutions through which the PMAY house loan interest subsidy is distributed. The pre-listed lending institutions receive support from these government entities, who then assist the qualifying beneficiaries in receiving the interest subsidy benefit. The following points shall be considered on <\/span><b>how to apply for a home loan subsidy online<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">After disbursing your mortgage, the lender will send the necessary information to the National Housing Bank (NHB) for data validation and other checks.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">NHB grants the subsidy to qualified borrowers after doing due diligence.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">All qualified borrowers will receive the subsidy amount, which will be paid to the lender.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The lender will credit the subsidy amount to the appropriate home loan account of the borrower and make the necessary adjustments to the loan after receiving it from NHB.<\/span><\/li>\n<\/ul>\n<h2 id=\"clss\"><b>PMAY &#8211; CLSS Scheme Details<\/b><\/h2>\n<table>\n<thead>\n<tr>\n<th style=\"border: 1px solid #555;\"><b>Scheme Name<\/b><\/th>\n<th style=\"border: 1px solid #555;\"><b>Pradhan Mantri Awas Yojana &#8211; Credit Linked Subsidy Scheme (PMAY &#8211; CLSS)<\/b><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border: 1px solid #555;\"><span style=\"font-weight: 400;\">Launched by<\/span><\/td>\n<td style=\"border: 1px solid #555;\"><span style=\"font-weight: 400;\">Government of India<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #555;\"><span style=\"font-weight: 400;\">Objective<\/span><\/td>\n<td style=\"border: 1px solid #555;\"><span style=\"font-weight: 400;\">To provide affordable housing to all urban poor in India<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #555;\"><span style=\"font-weight: 400;\">Target Beneficiaries<\/span><\/td>\n<td style=\"border: 1px solid #555;\"><span style=\"font-weight: 400;\">Economically Weaker Sections (EWS), Low-Income Groups (LIG), Middle-Income Groups (MIG)<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #555;\"><span style=\"font-weight: 400;\">Implementing Agency<\/span><\/td>\n<td style=\"border: 1px solid #555;\"><span style=\"font-weight: 400;\">Housing and Urban Development Corporation (HUDCO), National Housing Bank (NHB)<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #555;\"><span style=\"font-weight: 400;\">Eligibility Criteria<\/span><\/td>\n<td style=\"border: 1px solid #555;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Applicants&#8217; annual household income should fall within specified limits based on their income category (EWS, LIG, MIG I, and MIG II).<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #555;\"><\/td>\n<td style=\"border: 1px solid #555;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Applicant should not own a pucca house (an all-weather dwelling unit) in their name or any family member&#8217;s name in any part of India.<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #555;\"><span style=\"font-weight: 400;\">Interest Subsidy<\/span><\/td>\n<td style=\"border: 1px solid #555;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">EWS and LIG: 6.5% on a loan amount up to Rs 6 lakh for a tenure of 20 years.<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #555;\"><\/td>\n<td style=\"border: 1px solid #555;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">MIG I: 4% on a loan amount up to Rs 9 lakh for a tenure of 20 years.<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #555;\"><\/td>\n<td style=\"border: 1px solid #555;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">MIG II: 3% on a loan amount up to Rs 12 lakh for a tenure of 20 years.<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #555;\"><span style=\"font-weight: 400;\">Maximum Loan Tenure<\/span><\/td>\n<td style=\"border: 1px solid #555;\"><span style=\"font-weight: 400;\">20 years<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #555;\"><span style=\"font-weight: 400;\">Loan Amount<\/span><\/td>\n<td style=\"border: 1px solid #555;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">EWS and LIG: Up to Rs 6 lakh.<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #555;\"><\/td>\n<td style=\"border: 1px solid #555;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">MIG I: Up to Rs 9 lakh.<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #555;\"><\/td>\n<td style=\"border: 1px solid #555;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">MIG II: Up to Rs 12 lakh.<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #555;\"><span style=\"font-weight: 400;\">Subsidy Disbursement<\/span><\/td>\n<td style=\"border: 1px solid #555;\"><span style=\"font-weight: 400;\">The eligible loan amount under PMAY &#8211; CLSS is disbursed upfront as part of the loan amount. The subsidy is then credited to the loan account of the beneficiary.<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #555;\"><span style=\"font-weight: 400;\">Online Application<\/span><\/td>\n<td style=\"border: 1px solid #555;\"><a href=\"https:\/\/pmaymis.gov.in\/\"><span style=\"font-weight: 400;\">https:\/\/pmaymis.gov.in\/<\/span><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><a href=\"https:\/\/legalwindow.in\/start-up-registration\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-110853\" src=\"https:\/\/legalwindow.in\/wp-content\/uploads\/Get-your-Startup-registration-by-experts.-3.png\" alt=\"Get your Startup registration by experts.\" width=\"1000\" height=\"200\" srcset=\"https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/Get-your-Startup-registration-by-experts.-3.png 1000w, https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/Get-your-Startup-registration-by-experts.-3-600x120.png 600w, https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/Get-your-Startup-registration-by-experts.-3-300x60.png 300w, https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/Get-your-Startup-registration-by-experts.-3-768x154.png 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/a><\/h2>\n<h2 id=\"up\"><b>Winding Up Note<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The Pradhan Mantri Awas Yojana offers an excellent opportunity for individuals to fulfill their dreams of owning a home through the provision of affordable <\/span><b>home loans under PMAY<\/b><span style=\"font-weight: 400;\">. The scheme provides various benefits, such as low-interest rates, extended repayment tenure, and substantial subsidies. However, potential home loan applicants must carefully understand the eligibility criteria and documentation required to avoid complications during the application process. With proper knowledge and guidance, taking a home loan under the Pradhan Mantri Awas Yojana can be a tangible and rewarding step towards homeownership.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In case of any query regarding <\/span><b>how to apply for PMAY online<\/b><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/legalwindow.in\/contact\/\"><span style=\"font-weight: 400;\">feel free to connect<\/span><\/a><span style=\"font-weight: 400;\"> with our legal experts at\u00a0<\/span><a href=\"https:\/\/legalwindow.in\/\"><span style=\"font-weight: 400;\">Legal Window<\/span><\/a><span style=\"font-weight: 400;\">\u00a0at\u00a0<\/span><b>72407-51000.<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Home ownership is the ultimate dream for most individuals. It not only provides stability but also helps in building generational wealth. But with high property prices and rising&hellip;<\/p>\n","protected":false},"author":5,"featured_media":117831,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-117825","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-miscellaneous"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>PMAY Eligibility Requirements &#187; Legal Window<\/title>\n<meta name=\"description\" content=\"PMAY Eligibility Requirements - Home ownership is the ultimate dream for most individuals. PMAY - CLSS Scheme Details .\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legalwindow.in\/blog\/pmay-eligibility-requirements\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PMAY Eligibility Requirements\" \/>\n<meta property=\"og:description\" content=\"PMAY Eligibility Requirements - Home ownership is the ultimate dream for most individuals. PMAY - CLSS Scheme Details .\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.legalwindow.in\/blog\/pmay-eligibility-requirements\/\" \/>\n<meta property=\"og:site_name\" content=\"Legal Window\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/legalwindow.in\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-06T11:30:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-11T11:39:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/How-to-Pre-Validate-Your-Bank-Account-for-Claiming-Tax-Refund-in-India-15-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"CS Urvashi Jain (M.COM, LLB, ACS)\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"CS Urvashi Jain (M.COM, LLB, ACS)\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/pmay-eligibility-requirements\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/pmay-eligibility-requirements\\\/\"},\"author\":{\"name\":\"CS Urvashi Jain (M.COM, LLB, ACS)\",\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/#\\\/schema\\\/person\\\/0d15d443f6478b86969f96816ea59630\"},\"headline\":\"How to Apply for a Home Loan under Pradhan Mantri Awas Yojana?\",\"datePublished\":\"2023-09-06T11:30:34+00:00\",\"dateModified\":\"2023-09-11T11:39:41+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/pmay-eligibility-requirements\\\/\"},\"wordCount\":1181,\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/pmay-eligibility-requirements\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/wp-content\\\/uploads\\\/How-to-Pre-Validate-Your-Bank-Account-for-Claiming-Tax-Refund-in-India-16-1.png\",\"articleSection\":[\"Miscellaneous\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/pmay-eligibility-requirements\\\/\",\"url\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/pmay-eligibility-requirements\\\/\",\"name\":\"PMAY Eligibility Requirements &#187; Legal Window\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/pmay-eligibility-requirements\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/pmay-eligibility-requirements\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/wp-content\\\/uploads\\\/How-to-Pre-Validate-Your-Bank-Account-for-Claiming-Tax-Refund-in-India-16-1.png\",\"datePublished\":\"2023-09-06T11:30:34+00:00\",\"dateModified\":\"2023-09-11T11:39:41+00:00\",\"description\":\"PMAY Eligibility Requirements - Home ownership is the ultimate dream for most individuals. PMAY - CLSS Scheme Details .\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/pmay-eligibility-requirements\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/pmay-eligibility-requirements\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/pmay-eligibility-requirements\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/wp-content\\\/uploads\\\/How-to-Pre-Validate-Your-Bank-Account-for-Claiming-Tax-Refund-in-India-16-1.png\",\"contentUrl\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/wp-content\\\/uploads\\\/How-to-Pre-Validate-Your-Bank-Account-for-Claiming-Tax-Refund-in-India-16-1.png\",\"width\":800,\"height\":800,\"caption\":\"PMAY Eligibility Requirements\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/pmay-eligibility-requirements\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How to Apply for a Home Loan under Pradhan Mantri Awas Yojana?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/\",\"name\":\"Legal Window\",\"description\":\"Legal Solution Provider\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/#organization\",\"name\":\"LegalWindow\",\"url\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/legalwindow.in\\\/blog\\\/wp-content\\\/uploads\\\/LW-Logo-2.png\",\"contentUrl\":\"https:\\\/\\\/legalwindow.in\\\/blog\\\/wp-content\\\/uploads\\\/LW-Logo-2.png\",\"width\":1245,\"height\":357,\"caption\":\"LegalWindow\"},\"image\":{\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/legalwindow.in\\\/\",\"https:\\\/\\\/www.instagram.com\\\/legalwindow.in\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/legal-window\\\/\",\"https:\\\/\\\/in.pinterest.com\\\/legalwindow\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCFtHKxaXtK4WjOe9UytbX9A\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/#\\\/schema\\\/person\\\/0d15d443f6478b86969f96816ea59630\",\"name\":\"CS Urvashi Jain (M.COM, LLB, ACS)\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9688428c3b5a0b2f2c22195d91411315eba4822fbe2090ed08ee91103ece9678?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9688428c3b5a0b2f2c22195d91411315eba4822fbe2090ed08ee91103ece9678?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9688428c3b5a0b2f2c22195d91411315eba4822fbe2090ed08ee91103ece9678?s=96&d=mm&r=g\",\"caption\":\"CS Urvashi Jain (M.COM, LLB, ACS)\"},\"description\":\"CS Urvashi Jain is an associate member of the Institute of Company Secretaries of India. Her expertise, inter-alia, is in regulatory approvals, licenses, registrations for any organization set up in India. She posse\u2019s good exposure to compliance management system, legal due diligence, drafting and vetting of various legal agreements. She has good command in drafting manuals, blogs, guides, interpretations and providing opinions on the different core areas of companies act, intellectual properties and taxation.\",\"sameAs\":[\"https:\\\/\\\/legalwindow.in\"],\"url\":\"https:\\\/\\\/www.legalwindow.in\\\/blog\\\/author\\\/csurvashijain\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"PMAY Eligibility Requirements &#187; Legal Window","description":"PMAY Eligibility Requirements - Home ownership is the ultimate dream for most individuals. PMAY - CLSS Scheme Details .","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.legalwindow.in\/blog\/pmay-eligibility-requirements\/","og_locale":"en_US","og_type":"article","og_title":"PMAY Eligibility Requirements","og_description":"PMAY Eligibility Requirements - Home ownership is the ultimate dream for most individuals. PMAY - CLSS Scheme Details .","og_url":"https:\/\/www.legalwindow.in\/blog\/pmay-eligibility-requirements\/","og_site_name":"Legal Window","article_publisher":"https:\/\/www.facebook.com\/legalwindow.in\/","article_published_time":"2023-09-06T11:30:34+00:00","article_modified_time":"2023-09-11T11:39:41+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/How-to-Pre-Validate-Your-Bank-Account-for-Claiming-Tax-Refund-in-India-15-1.png","type":"image\/png"}],"author":"CS Urvashi Jain (M.COM, LLB, ACS)","twitter_card":"summary_large_image","twitter_misc":{"Written by":"CS Urvashi Jain (M.COM, LLB, ACS)","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.legalwindow.in\/blog\/pmay-eligibility-requirements\/#article","isPartOf":{"@id":"https:\/\/www.legalwindow.in\/blog\/pmay-eligibility-requirements\/"},"author":{"name":"CS Urvashi Jain (M.COM, LLB, ACS)","@id":"https:\/\/www.legalwindow.in\/blog\/#\/schema\/person\/0d15d443f6478b86969f96816ea59630"},"headline":"How to Apply for a Home Loan under Pradhan Mantri Awas Yojana?","datePublished":"2023-09-06T11:30:34+00:00","dateModified":"2023-09-11T11:39:41+00:00","mainEntityOfPage":{"@id":"https:\/\/www.legalwindow.in\/blog\/pmay-eligibility-requirements\/"},"wordCount":1181,"publisher":{"@id":"https:\/\/www.legalwindow.in\/blog\/#organization"},"image":{"@id":"https:\/\/www.legalwindow.in\/blog\/pmay-eligibility-requirements\/#primaryimage"},"thumbnailUrl":"https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/How-to-Pre-Validate-Your-Bank-Account-for-Claiming-Tax-Refund-in-India-16-1.png","articleSection":["Miscellaneous"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.legalwindow.in\/blog\/pmay-eligibility-requirements\/","url":"https:\/\/www.legalwindow.in\/blog\/pmay-eligibility-requirements\/","name":"PMAY Eligibility Requirements &#187; Legal Window","isPartOf":{"@id":"https:\/\/www.legalwindow.in\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.legalwindow.in\/blog\/pmay-eligibility-requirements\/#primaryimage"},"image":{"@id":"https:\/\/www.legalwindow.in\/blog\/pmay-eligibility-requirements\/#primaryimage"},"thumbnailUrl":"https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/How-to-Pre-Validate-Your-Bank-Account-for-Claiming-Tax-Refund-in-India-16-1.png","datePublished":"2023-09-06T11:30:34+00:00","dateModified":"2023-09-11T11:39:41+00:00","description":"PMAY Eligibility Requirements - Home ownership is the ultimate dream for most individuals. PMAY - CLSS Scheme Details .","breadcrumb":{"@id":"https:\/\/www.legalwindow.in\/blog\/pmay-eligibility-requirements\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.legalwindow.in\/blog\/pmay-eligibility-requirements\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.legalwindow.in\/blog\/pmay-eligibility-requirements\/#primaryimage","url":"https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/How-to-Pre-Validate-Your-Bank-Account-for-Claiming-Tax-Refund-in-India-16-1.png","contentUrl":"https:\/\/www.legalwindow.in\/blog\/wp-content\/uploads\/How-to-Pre-Validate-Your-Bank-Account-for-Claiming-Tax-Refund-in-India-16-1.png","width":800,"height":800,"caption":"PMAY Eligibility Requirements"},{"@type":"BreadcrumbList","@id":"https:\/\/www.legalwindow.in\/blog\/pmay-eligibility-requirements\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.legalwindow.in\/blog\/"},{"@type":"ListItem","position":2,"name":"How to Apply for a Home Loan under Pradhan Mantri Awas Yojana?"}]},{"@type":"WebSite","@id":"https:\/\/www.legalwindow.in\/blog\/#website","url":"https:\/\/www.legalwindow.in\/blog\/","name":"Legal Window","description":"Legal Solution Provider","publisher":{"@id":"https:\/\/www.legalwindow.in\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.legalwindow.in\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.legalwindow.in\/blog\/#organization","name":"LegalWindow","url":"https:\/\/www.legalwindow.in\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.legalwindow.in\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/legalwindow.in\/blog\/wp-content\/uploads\/LW-Logo-2.png","contentUrl":"https:\/\/legalwindow.in\/blog\/wp-content\/uploads\/LW-Logo-2.png","width":1245,"height":357,"caption":"LegalWindow"},"image":{"@id":"https:\/\/www.legalwindow.in\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/legalwindow.in\/","https:\/\/www.instagram.com\/legalwindow.in\/","https:\/\/www.linkedin.com\/company\/legal-window\/","https:\/\/in.pinterest.com\/legalwindow\/","https:\/\/www.youtube.com\/channel\/UCFtHKxaXtK4WjOe9UytbX9A"]},{"@type":"Person","@id":"https:\/\/www.legalwindow.in\/blog\/#\/schema\/person\/0d15d443f6478b86969f96816ea59630","name":"CS Urvashi Jain (M.COM, LLB, ACS)","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/9688428c3b5a0b2f2c22195d91411315eba4822fbe2090ed08ee91103ece9678?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9688428c3b5a0b2f2c22195d91411315eba4822fbe2090ed08ee91103ece9678?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9688428c3b5a0b2f2c22195d91411315eba4822fbe2090ed08ee91103ece9678?s=96&d=mm&r=g","caption":"CS Urvashi Jain (M.COM, LLB, ACS)"},"description":"CS Urvashi Jain is an associate member of the Institute of Company Secretaries of India. Her expertise, inter-alia, is in regulatory approvals, licenses, registrations for any organization set up in India. She posse\u2019s good exposure to compliance management system, legal due diligence, drafting and vetting of various legal agreements. She has good command in drafting manuals, blogs, guides, interpretations and providing opinions on the different core areas of companies act, intellectual properties and taxation.","sameAs":["https:\/\/legalwindow.in"],"url":"https:\/\/www.legalwindow.in\/blog\/author\/csurvashijain\/"}]}},"_links":{"self":[{"href":"https:\/\/www.legalwindow.in\/blog\/wp-json\/wp\/v2\/posts\/117825","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.legalwindow.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.legalwindow.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.legalwindow.in\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.legalwindow.in\/blog\/wp-json\/wp\/v2\/comments?post=117825"}],"version-history":[{"count":5,"href":"https:\/\/www.legalwindow.in\/blog\/wp-json\/wp\/v2\/posts\/117825\/revisions"}],"predecessor-version":[{"id":117846,"href":"https:\/\/www.legalwindow.in\/blog\/wp-json\/wp\/v2\/posts\/117825\/revisions\/117846"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.legalwindow.in\/blog\/wp-json\/wp\/v2\/media\/117831"}],"wp:attachment":[{"href":"https:\/\/www.legalwindow.in\/blog\/wp-json\/wp\/v2\/media?parent=117825"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.legalwindow.in\/blog\/wp-json\/wp\/v2\/categories?post=117825"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.legalwindow.in\/blog\/wp-json\/wp\/v2\/tags?post=117825"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}